Buyer guide

Termites & termite letters

In Georgia, the question isn't if a home will see termites — it's when. Here's what a termite letter is, who checks for termites, what a termite bond covers, and how to get your termite letter free when you buy with us.

For Georgia Move buyers

We'll provide your termite letter free.

When you're under contract with Georgia Move Realty, we'll provide your official Georgia termite letter free. A licensed pest control company inspects the home during your due diligence period and issues the state's official report — so you know what you're buying before your deadline.

Just tell your agent when you schedule your home inspection, and we'll take care of the rest.

How common are they?

Termites in Georgia

Georgia's warm, humid climate and red clay soil are ideal for termites, and they're active across the whole state. Most homes here will deal with termites at some point, which is why most Georgia homeowners keep a termite bond with a pest control company.

The termites you'll almost always run into are native subterranean termites. They live in the soil and travel up into the house through mud tubes, foundation cracks and any wood that touches the ground, then quietly eat the wood from the inside out. Swarms of winged termites are most common on warm days in late winter and spring.

What about Formosan termites?

Formosan termites — the aggressive species known in New Orleans — have been found at a handful of Georgia sites since the 1990s, mostly around metro Atlanta. UGA Extension says they're still rare in Georgia. They usually arrive in infested old railroad crossties used for retaining walls or landscaping.

UGA: identifying Formosan termites ↗

The termite letter

What a termite letter means

A "termite letter" is the Official Georgia Wood Infestation Inspection Report — the only form Georgia allows for reporting wood-destroying insects when a home is sold. It can only be issued by a pest control company licensed by the Georgia Department of Agriculture.

What it reports

Visible evidence of active or previous infestation by:

  • Subterranean termites
  • Drywood termites
  • Powderpost beetles & other wood-boring beetles
  • Wood-decaying fungi (wood rot — not mold or mildew)

Also on the report

  • Areas they couldn't inspect — insulation, stored items, finished walls.
  • Conditions that invite termites: wood touching soil, wood debris in the crawlspace, poor crawlspace ventilation.
  • Past treatments and whether the home's termite contract can transfer to you.
  • A diagram showing where any evidence was found.

The 90-day guarantee

If termites or other covered pests the report said were absent are found within 90 days of the report, the company must treat the home free of charge. Georgia doesn't let companies change or waive that guarantee.

What a termite letter is not

It's not a structural inspection and not a promise there are no termites — it reports what was visible that day. If it shows active or previous infestation, assume there's some damage, and have it evaluated by a qualified contractor or your home inspector before your due diligence ends.

Inspections

Who checks for termites?

A licensed pest control company

Only a company licensed in Georgia's wood-destroying-organisms category can issue the termite letter. The inspection is done by one of its certified or registered technicians, and the report is signed by the company's certified operator. They'll check the crawlspace or basement, the foundation, the exterior, the garage and attached decks and porches.

You can check any company's license with the Georgia Department of Agriculture's Structural Pest Control office at (404) 656-3641.

Your home inspector

Your general home inspector will also point out termite damage, mud tubes, moisture problems and wood touching the ground — but a home inspection isn't the official termite letter. Get both: the inspector looks at the whole house, and the pest company certifies what it finds.

Pest control companies we trust →

Ongoing protection

Termite bonds

A termite bond is a service contract with a pest control company: they inspect the home every year and, if termites come back, take care of it. Many Georgia homes come with one, and most can be transferred to the buyer.

Retreatment bond

If termites return, the company re-treats the home at no extra charge. It does not pay to fix damage.

Repair bond

Covers retreatment and repair of new termite damage, usually up to a limit. It costs more each year.

Ask before you close

  • Which type is it, and what's excluded?
  • Is it transferable, and is there a transfer fee?
  • When is the renewal, and what does it cost each year?
  • What treatment is it — liquid barrier or bait stations?

On a showing or inspection

Signs to look for

Mud tubesPencil-width dirt tunnels running up the foundation, piers or crawlspace walls.
Wings & swarmersPiles of small, see-through wings near windows and doors, especially in spring.
Damaged woodWood that sounds hollow, crumbles, or is ridged with dirt-filled channels inside.
InvitationsWood or siding touching soil, mulch piled against the house, wood debris in the crawlspace, leaks and damp crawlspaces.

Under contract

Termites during your purchase

  1. Ask for your free termite letter when you schedule your home inspection.
  2. Ask the seller about the termite bond — the company, the type, and whether it transfers.
  3. Read the whole report, including the areas they couldn't inspect and the conditions that invite termites.
  4. If there's active activity or past damage, we'll get it evaluated and can ask the seller to treat, repair, or give a credit before your due diligence ends.
  5. After closing, keep the bond active and keep wood, mulch and moisture away from the foundation.

Resources

Learn more

Good to know: this page is general information. Your pest control company and home inspector can tell you about your specific home.