The basics

Lower taxes on the home you live in

In Georgia, a homestead exemption takes a set amount off the taxable value of your primary home, which lowers your property tax bill every year. Many counties and school systems add their own local exemptions on top of the state's, and some freeze or cap how much your taxable value can rise.

You only file once. After it's approved, it stays in place for as long as you own and live in the home.

Who qualifies

  • You own the home and it's your primary residence
  • You owned and lived in it on January 1 of the tax year
  • You file by your county's deadline, April 1 in most counties

Closed after January 1? File now anyway. Your exemption starts the next tax year.

How to file

Three simple steps

1. Find your officeDepending on the county, you file with the Tax Assessor or the Tax Commissioner. Your county is listed below.
2. Gather documentsUsually a Georgia driver's license and vehicle registration showing your new address, plus your deed or closing statement.
3. FileSome counties let you file online; others ask you to come in person. Many are open year-round.
4. ConfirmCheck your next assessment notice or tax bill to make sure the exemption shows up.

Update your driver's license and car registration to your new address first; most offices check them.

Extra savings

Seniors, veterans & more

Most of our counties offer larger exemptions for homeowners 62 or 65 and older, and some freeze the home's value or exempt school taxes entirely at a certain age. There are also exemptions for disabled veterans, surviving spouses and people with disabilities.

These often need a separate application, and some must be filed in person. Ask your county office what you qualify for when you file.

Watch your mailbox

After closing you may get official-looking letters offering to file your homestead for a fee. You never need to pay anyone to file; it's free with your county.

More mail to watch out for →

Your county

Where to file in our counties

Rules and deadlines vary by county. Click your county for its full homestead details, local exemptions and office information.

CountyWhere to filePhoneDetails
Athens-Clarke CountyHomestead Exemptions - Clarke County Tax Commissioner(706) 613-3120County details →
Banks CountyHomestead Exemption: Banks County Tax Assessors(706) 677-6223County details →
Barrow CountyBarrow County Homestead & Exemptions (Board of Assessors)(770) 307-3108County details →
Elbert CountyFile Homestead: Elbert County Tax Assessors(706) 283-2008County details →
Franklin CountyHomestead Exemption Filing: Tax Assessor's Office(706) 384-4896County details →
Greene CountyHomestead Exemption: Greene County Tax Assessor(706) 453-3355County details →
Gwinnett CountyApply for Homestead Exemption Online (Tax Commissioner)(770) 822-8800County details →
Hall CountyHall County Homestead Exemptions (HB 581 / local 3% caps)(770) 531-6720County details →
Hart CountyFile Homestead: Hart County Board of Tax Assessors(706) 376-3997County details →
Jackson CountyHomestead filing rules (Tax Commissioner FAQ)(706) 367-6330County details →
Madison CountyFile Homestead: Madison County Property Valuation Office(706) 795-6355County details →
Morgan CountyHomestead Exemptions: Morgan County Tax Assessor(706) 342-0551County details →
Oconee CountyFile Homestead: Oconee County Tax Commissioner(706) 769-3917County details →
Oglethorpe CountyFile for Homestead: Tax Assessor's Office(706) 743-5166County details →
Stephens CountyFile Homestead: Stephens County Tax Assessors(706) 886-7435County details →
Walton CountyHomestead Exemption Filing (Board of Tax Assessors)(770) 267-1352County details →

Good to know: exemption amounts, deadlines and filing options change. Confirm with your county office before you file.